Second Charge Mortgage and Loans



Residential Second Charge mortgages allow borrowers to release equity from their own homes. Monopoly Finance offers an extensive range of Second Charge mortgage solutions, built on our strong reputation for taking time to understand individual borrower’s needs, combined with an in-depth understanding of the second charge mortgage market. This means we can cater for borrowers who require a bespoke approach to lending, such as the self-employed, older borrowers and those with less-than-perfect credit histories.

Dedicated & Flexible Service

Monopoly Finance offers you a number of options that will work for you…

  • Second Charge Mortgage rates starting from 3.79%
  • Self-employed, older borrowers and those with a less than perfect credit score considered
  • Bespoke products to repay current performing IVA / DMP plans available
  • LTV up to 85%
  • Loan terms from 3 to 30 years
  • Loan sizes from £100,000 – £10,000,000
  • Wide selection of products including variable and fixed rate options
  • Overpayments permitted up to 10% of outstanding balance per annum
  • Buy-to-Let Second Charges including HMO, expat and equitable charge options

Arrange Your Second Charge Mortgage Here Today

Call 0207 101 3333

About Second Charge Mortgages:

A Second Charge mortgage is a great solution for clients that need to raise capital. As a secured loan that releases property equity, it offers an alternative to first charge further advances or remortgages. This can be useful in situations either where first charge options are unavailable because of borrower or property circumstances, or where the first charge route may not be appropriate, such as with large early repayment charges on their current mortgage.

Monopoly Finance is a Second Charge mortgage lender offering Second Charge mortgages that can be secured on both residential and Buy-to-Let properties. Our Residential Second Charge product range is for second charge loans secured on a client’s home. Our Buy-to-Let Second Charge product range is for loans secured on rental investment properties, including consumer BTL for ‘accidental’ landlords.

If you are interested in one of our second charge mortgages please contact us via the contacts page on this website.